Showing posts with label spending money. Show all posts
Showing posts with label spending money. Show all posts

Friday, November 6, 2009

I return

I should be home today. I hope my money situation looks more like the first pic.
But since Vegas takes what it gives, I am guessing it will look closer to the bottom pic.

If I can pull myself together, I will update you soon

post scheduled on October 29th

Tuesday, March 3, 2009

Pig on a Pedestal


Picture From here
... What makes you think you could take cash out of your home, and only pay interest on it for the next 5 years, and then NOT have to pay it back ...The stupid people used them with stupidity... You screwed you. Not the banks.
From: Adam at I don't give 2 cents who wrote an "editorial" on the broken record evolving from the "economic crisis" Now Adam, why did you have to go get me all riled up?

I too am tired of the feeding frenzy that the media is on.

It reminds me of what must have been a slow news week here in Minnesota last winter. The temps were below zero - not excessively like this winter... but they were below the average below zero temps. As I said it must have been a slow news week because the news media latched on and wouldn't let go. There were reports on the cold, on the street interviews, and strict warnings to not go out. Every reported vying for a different take or angle, some reporters reminded us all how to survive if you are stuck in the elements or if your car should careen off the road and cause you peril...ugggg. Regardless two weeks later it was at least 10 to 20 degrees colder than it had been that "big news week" and not a peep from the media because there was some other issues to beat over our head.


Here it goes again - the media has their jaws latched on and are shaking this thing to death...


I have commented on several other blogs with some of these ideas, but, here I will put them all together.

My take is this:
(crib notes for those that don't want to read anymore of my rant)
1) spend your money more wisely
2) consider your own situation, don't let the news tell you how you are sitting.
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I think part of what we have here is an awakening, a slap across the face to those who need it. The Escalade driving, latte drinking, I "need it" people. You know them, or if you don't, maybe you are one of them.

Who are you? You are the person who "needs" things. You "need" (insert a whine here) another shirt at a steal of $100, or Jimmy Choo shoes for God only knows how much. You are the "I don't know how to cook so I eat every meal out" person.

Why? Why are you in this situation you cry.
You are in trouble because you make poor money decisions. Because you are drinking your mocha chocka lattes at $4 a pop and then to "treat yourself" you grab a muffin once a week adding another $3 to the mix. (never mind a bazillion calories which adds to bad health and medical bills)

Stop - figure out how much that is a year. Never mind you are probably too lazy it is $1200 and that is only on a Monday - Friday basis. $1200 for coffee people (and one muffin a week). Paying $1200 a year more on your mortgage can pay your house off several years earlier.

Why do you need to stop at the corner coffee chain anyway? Coffee makers, even good ones are under $100 and muffin mixes are under $3 and you get 12 small or 6 big muffins - but NO you are too busy to make those muffins or figure out how to make coffee for yourself.

Why are you too busy? because you are watching some stupid tv program (waiting for the news to tell you how to feel) a program where Paris Hilton is making girls (who are don't have any self respect) compete to be her BFF - yeah right, once the show is over so are you.

It is time you got bitch slapped! Today I am the bitch for it.....
Wake up, figure out where your money is going and deal with it,
because quite frankly you are spoiled.


The way people have been throwing money around for last several year is ridiculous. I am sure when you were growing up and you didn't finish your food your parents told you there are starving children in Africa, well guess what there are starving children in your hometown and there have been for years.

I know, I 've heard
You are unemployed - fine. But guess what? There are jobs out there. Go look. I would advice you to keep looking for that "ideal job". But, until you find it (cuz it will be awhile) suck it up and wait tables, wash dishes do what ever it takes. There has been a sign at the local craft store for a year now looking for an employee who is willing to work nights and weekends. There are jobs out there.
You know who is still employed? Garbage men.

I like how Mike from Dirty Jobs puts it.



Dearest and I are raising 4 wee ones on a teachers salary -it it is not enough. So, we started our own business. There are days when he leaves here before the sun rises and I don't see him again until 11pm when he crawls home to unload and reload for the next day - leaving again before sunrise to catch up at school, then teaching all day, followed by installing docks until after the sun sets, just to do it all again and again. We also pick up odd jobs on the side to help ends meet. Things like giving the SAT test on Saturday mornings or selling beer at the local music festival. We have worked hard to keep our head above water and try to get ahead when we can.
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To those of you who are still employed and are hiding under your mattress next to your money - I ask you to shut off your t.v. examine your own check book and go from there. If you have money to spend, spend it (wisely). Don't be so brainless as to let a reporter tell you how to live or how your economic situation sits, because I don't think they have actually looked into YOUR specific case. (If those who are doing fine stop spending money on our industries than we are only contributing to the situation)

Oh and before I go, let me tell you what you really need
1)air
2)water
3)clothing
4)shelter
5)food

6)love
7)medical attention when needed
8)hope/faith/desire
I don't remember anything about mochas and handbags on Maslow's Heirarchy of Needs.


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Perhaps it is time to stop bitching and start doing some self examining. Get your priorities straight and then we will talk. Bitch in my comment box I dare you.....